Phone: 412-369-7170
Fax: 412-369-7270
joann@palmieriandassociates.com
Taxes
Retirement Planning
Wealth Transfer

DISABILITY INSURANCE

Not being able to earn an income whether it be due to an accident or health related issue (i.e. cancer, heat attack, stroke or fractured or broken bones.) The end result can most often be FINANCIALLY DEVASTATING.

Everyone who is employed is familiar with the results of losing ones job. However, the possibility of becoming seriously disabled is a risk few seem to think about.

HOW LIKELY IS IT THAT YOU WILL BECOME DISABLED?


  • If you're under age 35, chances are one in three that you will be disabled for at least six months during the course of your career.
  • Men have a 43% chance of becoming seriously disabled during working years.
  • Woman have a 54% chance.
  • At age 42, it is four times more likely that you will become seriously disabled than you will die during your working years.
  • According to the US Housing and Home Finance Agency: 48% of all Home Foreclosures are due to a disability, only 3% due to death.
DON'T FORGET TO PROTECT YOUR MOST IMPORTANT ASSET: THE ABILITY TO EARN MONEY!!